Wifey has been hard at it trying to find the best private medical insurance to suit our needs. Having done so we have a few more bits to finalise and then we can take up the policy but it ain't cheap.
I guess as we're now the wrong side of fifty premiums rise but at four plus digits (that's £) it's going to hurt. But not as much as footing the bill for emergency surgery or similar. We've done well to get so far by paying as we go, now is the time to cover ourselves properly.