With many people expected to leave the UK for the Easter Bank Holiday (novel idea...) it seems a good idea to mention that banks and card companies have recently raised charges on using their cards abroad.
Most credit card companies and banks charge exchange-rate loading fees, where around 2.6% extra is added on to both credit and debit card transactions.
Many also charge cash withdrawal fees of around 2.3% on credit card cash withdrawals made overseas.
Pretty much all of the major providers charge both of these fees on their debit and credit cards including: Royal Bank of Scotland/NatWest, HSBC, Lloyds TSB, and Barclaycard.
Nationwide and the Post Office are the only card companies that do not charge exchange-rate loading fees.
Additional to these charges, Lloyds TSB and RBS customers will also have to pay an extra 'transaction fee' of £1 or 75p respectively, every time a debit card purchase is made overseas.
Did I mention we're with the Nationwide and to date we've saved in excess of £500?